Question
What are Hilary Erickson's top recommendations for managing medical expenses as a self-employed individual?
Answer
Based on the available content, here are some of Hilary Erickson's recommendations for managing medical expenses as a self-employed individual:
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Consider a Health Share: Hilary uses Zion Healthshare, which she finds to be faster in processing and reimbursing bills compared to other health shares. It also allows for greater flexibility in choosing hospitals, doctors, and labs without restrictive networks.
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Understand the Billing Process: With health share organizations, patients are often considered self-pay and need to be proactive in managing and submitting medical bills for reimbursement.
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Be Aware of Per-Incident Deductible: With Zion Healthshare, for each new medical incident, Hilary's family is responsible for the first $1,000.
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Be Prepared for Multiple Bills: After a medical procedure, you may receive separate bills from the hospital, anesthesiologist, radiologist, and other specialists.
Remember, it's important to have some form of healthcare coverage to manage unexpected medical expenses. Would you like more information on any of these points?
