Question

How did Hilary Erickson’s experience with Christian health shares impact her healthcare costs?

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Answer

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Hilary Erickson's experience with Christian health shares significantly impacted her healthcare costs. She found that traditional health insurance was becoming too expensive, especially for self-employed individuals like herself. The high costs led her to explore alternative options, such as health shares. She chose Zion Healthshare, which she found to be more flexible and cost-effective. With Zion, she had a per-incident deductible, meaning she was responsible for the first $1,000 of each new medical incident. Despite some frustrations with the medical billing process, Hilary found that health shares provided a viable alternative to traditional insurance, helping her manage unexpected medical expenses. She emphasizes the importance of understanding the billing process and having some form of healthcare coverage.

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