Which tools and apps does James Hicks recommend for budgeting in his J&T Old School Tip episodes?

Based on the available content, it's clear that I discussed the importance of budgeting in the J&T Old School Tip episodes. However, specific apps or tools for budgeting were not explicitly mentioned. I believe in the importance of using tools that can help manage your finances effectively.

Would you like to know more about general principles of budgeting or are you interested in other financial advice I've shared in my episodes?