What is Bill Carmody's approach to achieving financial independence?

Bill Carmody’s approach to financial independence centers on owning a simple, proven wealth game plan and then executing it consistently.

At the core is learning what most people never study: how money actually works. That is why he strongly recommends starting with books like Tony Robbins’ Money: Master the Game and Unshakeable to understand asset allocation, diversification, fees, and risk.

From there, the focus is on:

1. Building businesses around a clear niche and compelling offer
2. Creating multiple income streams, not just trading time for money
3. Systematically investing for the long term, rather than trying to time markets

How far along do you feel you are on your own path to financial independence?